Care sector finance calculators
Free tools built on current HMRC and NHS England rules for UK care providers. True care hour costs, sleep-in NMW compliance, staffing margins and funded nursing care fee-mix, all kept up to date.
True Cost of a Care Hour Calculator
Enter carer wage, travel time, mileage and overhead to see the true all-in cost per delivered domiciliary care hour vs your charged rate, including employer NIC 15%, pension 3% and holiday accrual 12.07%.
Sleep-in Shift NMW Compliance Calculator
Check whether your sleep-in flat rate meets National Minimum Wage after the Mencap ruling: only hours awake for work count for NMW on a sleep-in shift. NLW £12.71 from 1 April 2026.
Care Staffing Cost and Margin Calculator
Enter your care home roster (nurses, carers, night staff), agency hours, occupancy and average weekly fee to see total staffing cost per occupied bed and staffing as a percentage of fee income vs the 60% sector benchmark.
Funded Nursing Care and Fee-Mix Margin Calculator
Enter your bed mix (self-funded, LA-funded, FNC-eligible) and weekly fees to see blended weekly revenue per bed and gross margin. FNC rate £268/week (2026-27 England) paid by NHS on top of the home's nursing fee.
CQC Registration Fee Calculator
Find your annual CQC regulatory fee for residential homes, community social care, or nurses agencies. Based on the current published CQC fee scheme (2024/25 rates, unchanged as at July 2026).